Mortgage Protection
SECURITY FOR YOUR HOME AND FAMILY
Mortgage Protection Plans are ideal for anyone looking to make sure their family is protected in the event of death, illness, or injury. For many families, you or your spouse's passing could lead to a foreclosure. Worst yet, one of the biggest causes of foreclosures and bankruptcies are due to major medical emergencies such as heart attack, stroke, or cancer, as well as serious injuries. Although medical insurance and disability may pay a big portion of these costs, it can still be hard to maintain mortgage payments when you or your spouse are unable to work.
Even with disability insurance, income usually is still cut by 40%, and it could take months to collect. Mortgage protection plans are great ways to protect your home. There are even plans that allow you to receive a check for a full refund of the money contributed to the plan if it is never used. The benefits that are available will depend on what you qualify for. Click below to schedule a FREE consultation.
Mortgage Protection is a great way to safeguard your family and home, but there may also be a need to protect and save more. A FREE consultation can also help determine if Life Insurance, Health Insurance, or a Financial Plan might be a good fit for complete coverage needs.
Why mortgage protection?
Do I want mortgage protection?
Do I want mortgage protection?
- Prevents Foreclosures
- Gives Family Options
- Protects Equity
- Cash Back Available
- Transfers Homes
- Gives Family Peace of Mind
- Guarantees
Do I want mortgage protection?
Do I want mortgage protection?
Do I want mortgage protection?
THESE QUESTIONS CAN HELP...
1. Can my family cover the cost of the mortgage without me?
2. Without my income how will my family afford the current and any new bills like daycare costs?
3. How long could we survive in our home if I was sick or injured?
THESE QUESTIONS CAN HELP...
1. Can my family cover the cost of the mortgage without me?
2. Without my income how will my family afford the current and any new bills like daycare costs?
3. How long could we survive in our home if I was sick or injured?
4. How much equity do I have in the home, and what would happen if my family lost the home?
5. What would happen to our family if something happened to my spouse tomorrow?
6. How would my family feel about our current plan if something happened to me tomorrow?
7. How concerned am I about my family's well being if I pass away?
DID YOU KNOW?
With some mortgage protection plans, you can get your money back if you don't use it
A person with a chronic illness is twice as likely to lose their home
When structured properly, some mortgage protection plans can also be used to create retirement income
Mortgage protection can help pay bills if you are sick or injured and unable to work
Mortgage protection is not all or nothing. You can get a cheaper plan to cover the mortgage for a period of time to give your family time to sell the home, if needed
You can keep some mortgage protection plans after paying off the home and leave it to your family
Most mortgage protection plans offered by banks and lenders only protect the lender. Your family can still lose the home
You can't just buy mortgage protection, you have to qualify for it
